Welcome To

Capital Direct

Insurance Services

3133 W Frye Rd Ste 101, Chandler, AZ 85226

Phone: (602)641-2332 Fax:(480)857-8080

Tailored Insurance Solutions for Life & Business

Comprehensive Coverage. Unmatched Expertise. Lasting Protection.

At Capital Direct Insurance Services, we provide more than just insurance—we deliver custom risk management solutions designed to protect your most valuable assets. As an independent agency, we offer exclusive access to top-tier insurance providers, ensuring personalized coverage for both personal and commercial needs.

Our Areas of Expertise:

Private Client & Personal Insurance – Homeowners, auto, and specialty asset protection

Commercial & Investment Properties – Safeguarding real estate portfolios with precision coverage

Niche Businesses – Focused policies for tattoo studios, day care providers, pest control services, and other specialized industries

Professional Services & Medical Practitioners – Customized coverage for healthcare and professional sectors

Contractors & High-Risk Trades – Specialized solutions for builders, developers, and skilled trades

Complex & Hard-to-Place Risks – Distinctive strategies for industries requiring nuanced protection

Why Capital Direct?

✔ Independent & Unbiased – Access to elite insurers and exclusive coverage options

✔ Tailored Risk Solutions – Precision-designed policies that align with your unique needs

✔ Discreet, White-Glove Service – A concierge approach to personal and business protection

Secure What Matters Most

Whether safeguarding your estate, business, or professional practice, Capital Direct Insurance Services ensures exceptional coverage with a premium experience.

Insurance Services

Personal Insurance

Life happens—be prepared with the right protection. At Capital Direct Insurance Services, Whether you need home or renters insurance to protect your property, auto coverage for accidents and liability, or policies for motorcycles, boats, and RVs, we’ve got you covered. We also offer valuables insurance for jewelry and high-value items, as well as umbrella policies for extra liability protection. Our team finds the best coverage at the best price, so you can focus on what matters most.

Small Business
&
Commercial Insurance

Running a business comes with risks—Capital Direct Insurance Services ensures you’re covered. We provide customized insurance solutions for small businesses, commercial properties, contractors, medical professionals, and more. Whether you need general liability, property insurance, workers’ compensation, or specialized industry coverage, we tailor policies to fit your needs. Our goal is to protect your assets, minimize risks, and give you peace of mind so you can focus on growing your business.

Specialty Industries
&
Hard-To-Place Risks

Not all businesses fit the standard insurance mold—that’s where we come in. At Capital Direct Insurance Services, we specialize in hard-to-place risks and unique industries, including tattoo and body modification, childcare providers, contractors, medical professionals, and more. Whether your industry faces higher liability, specialized regulations, or uncommon risks, we tailor coverage to protect what matters most. No matter how complex your needs, we’ll find the right solution to keep you covered.

Financial Services

Secure Your Future with life insurance & Annuities

Life is unpredictable, but your financial security doesn’t have to be. At Capital Direct Insurance Services, we offer customized life insurance and annuity solutions to protect your loved ones and secure your future. Whether you need term, whole, or universal life insurance, or want to grow your retirement savings with fixed annuities, we help you find the right plan. Ensure financial stability for yourself and your family with solutions tailored to your needs.

Realize your dream of home ownership

Buying a home is one of life’s biggest milestones, we are here to guide you every step of the way. Whether you’re a first-time buyer, upgrading, or refinancing, We make the process smooth, stress-free, and tailored just for you.

You’re not just another loan application—you’re a future homeowner. Let’s chat and find the best mortgage solution for you!

Customer Services

Client Center

Request ID Cards
Policy Change Request
Make Payment
Request Certificates

Claim Center

File A Claim

Quote Center

Request A Quote

Your Capital Direct Team

Kristopher Martin

Co-CEO

Steve Lippins

Co-CEO

Jon Mott, AFIS, CIC, SBCS

President Insurance Services

Rachael Lamons, CLCS, TRIP

AVP Production Manager

Thaddeus “TC” Cornell

P&C Risk Advisor

Chad Turley, Hablo Español

Agency Risk Advisor

Parker Larsen

Agency Risk Advisor

Racheal Houston

Senior Account Manager

Mason Knollmiller

Personal Lines Advisor

Kobe Mott

Life & Health Advisor

Nathan Curtis

Life & Health Advisor

Ethan Cornell

Life & Health Advisor

Michael Teague

Life & Health Advisor